Spend Categories

All Other

You want the most value back for your credit card spends. Since not all points are of equal value, below is a quick reference on dollar value back (not just multipliers) for All Other spends.

Details

First of all, if you are following our strategies, these spends are usually going towards a bonus, meaning you are getting a 15X+ return. Perhaps because of waiting on 5/24 you are looking for a card to keep in your wallet for those "other" spends? There are plenty of cards that offer a straight multipliers on all spends. These are the cards you'll use mostly when you're not trying to hit a bonus spend. (+) cards have bonuses worth adding these cards to your wallet. (-) cards have less than 1.5 cent return.

Only Show Cards I Own

Our Top Selections for All Other (+)

	Multiplier	Point Value	Per $ Spent
Chase Ink Business Unlimited 1.5x on all purchases.	1.5x	1.6¢	2.4¢
United Club Card Business Per $1 spent on all other purchases	1.5x	1.5¢	2.3¢
Capital One Spark Miles Business	2x	1.1¢	2.2¢
Capital One Spark Cash Plus Business 2% cash back on all purchases	2x	1.0¢	2.0¢
Chase Sapphire Reserve	1x	1.8¢	1.8¢

Other Cards with Solid Value for All Other (=)

	Multiplier	Point Value	Per $ Spent
Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only	3x	1.0¢	3.0¢
Hilton Honors Amex Business	5x	0.6¢	3.0¢
Chase Freedom Unlimited	1.5x	1.6¢	2.4¢
Hilton Honors Surpass Amex	4x	0.6¢	2.4¢
Capital One Venture Reward	2x	1.1¢	2.2¢
Capital One Venture X	2x	1.1¢	2.2¢
Chase Ink Business Premier	2x	1.0¢	2.1¢
Discover It Cash Back Plus 10X cashback on select categories each quarter of your first year.	2x	1.0¢	2.0¢
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off	2x	1.0¢	2.0¢
IHG Rewards Premier Business	3x	0.6¢	1.8¢
IHG Rewards Club Premier	3x	0.6¢	1.8¢
Hilton Honors Aspire Amex	3x	0.6¢	1.8¢
Hilton Honors Amex	3x	0.6¢	1.8¢
World Of Hyatt Business card	1x	1.6¢	1.6¢
Chase Sapphire Preferred	1x	1.6¢	1.6¢
World Of Hyatt Card	1x	1.6¢	1.6¢
Chase Ink Business Preferred	1x	1.6¢	1.6¢
American Express Platinum Personal	1x	1.5¢	1.5¢
American Express Platinum Business	1x	1.5¢	1.5¢
Premium Rewards	1.5x	1.0¢	1.5¢
Capital One Quicksilver	1.5x	1.0¢	1.5¢
Business Advantage Travel Rewards Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time no matter how much you spend. Points don't expire.	1.5x	1.0¢	1.5¢
Bank of America Travel Rewards Unlimited 1.5 points for every $1 spent on all purchases	1.5x	1.0¢	1.5¢
United Quest Card	1x	1.5¢	1.5¢
United Explorer Card	1x	1.5¢	1.5¢
United Club Infinite Card	1x	1.5¢	1.5¢
United Business Card	1x	1.5¢	1.5¢
American Express Everyday	1x	1.4¢	1.4¢
Southwest Priority	1x	1.4¢	1.4¢
Southwest Premier	1x	1.4¢	1.4¢
Southwest Plus	1x	1.4¢	1.4¢
Southwest Performance Business	1x	1.4¢	1.4¢
Marriott Bonvoy Bountiful	2x	0.7¢	1.4¢
Marriott Bonvoy Brilliant Amex	2x	0.7¢	1.4¢
Chase Aeroplan	1x	1.4¢	1.4¢
Marriott Bonvoy Boundless	2x	0.7¢	1.4¢
Marriott Bonvoy Bevy	2x	0.7¢	1.4¢
American Express Green Business	1x	1.4¢	1.4¢
American Express Green Personal	1x	1.4¢	1.4¢
American Express Business Gold	1x	1.4¢	1.4¢
Amex EveryDay Preferred	1x	1.4¢	1.4¢
US Bank Leverage	1x	1.3¢	1.3¢
American Express Blue Preferred	1x	1.0¢	1.0¢
Marriott Bonvoy Bold	1x	0.7¢	0.7¢

Cards Offering Some Value for All Other with Limitations (-)

	Multiplier	Point Value	Per $ Spent
Alaska Airlines Visa Business 1 mile for every $1 spent on all other purchases.	2x	1.3¢	2.6¢
Air France KLM World Elite	1.5x	1.2¢	1.8¢
Chase Freedom Flex	1x	1.6¢	1.6¢
AAdvantage Aviator Red World Elite	1x	1.4¢	1.4¢
Southwest Premier Business	1x	1.4¢	1.4¢
AAdvantage Executive World Elite	1x	1.4¢	1.4¢
CitiBiz AAdvantage Platinum Select	1x	1.4¢	1.4¢
Marriott Bonvoy Business	2x	0.7¢	1.4¢
Citi AAdvantage Platinum Select WE MC	1x	1.4¢	1.4¢
Capital One VentureOne Rewards	1.25x	1.1¢	1.4¢
U.S Bank Altitude Connect Visa	1x	1.3¢	1.3¢
US Bank Altitude Reserve	1x	1.3¢	1.3¢
Alaska Airlines Visa Signature	1x	1.3¢	1.3¢
Delta Skymiles Reserve Business	1x	1.2¢	1.2¢
Wyndham Rewards Earner	1x	1.2¢	1.2¢
JetBlue Plus	1x	1.2¢	1.2¢
Wyndham Rewards Earner Biz	1x	1.2¢	1.2¢
JetBlue card	1x	1.2¢	1.2¢
JetBlue Business	1x	1.2¢	1.2¢
IHG Rewards Club Traveler	2x	0.6¢	1.2¢
Delta SkyMiles Reserve Personal	1x	1.2¢	1.2¢
Delta SkyMiles Gold Personal	1x	1.2¢	1.2¢
Delta Skymiles Platinum Personal	1x	1.2¢	1.2¢
Citi Rewards Plus Card	1x	1.2¢	1.2¢
British Airways Visa Signature	1x	1.2¢	1.2¢
Delta SkyMiles Platinum Business 1.5 miles per $1 spent on eligible purchases of $5,000 or more.	1x	1.2¢	1.2¢
Citi Premier Card	1x	1.2¢	1.2¢
Delta SkyMiles Blue Personal	1x	1.2¢	1.2¢
Delta SkyMiles Gold Business	1x	1.2¢	1.2¢
Wyndham Rewards Earner Plus	1x	1.2¢	1.2¢
Costco Anywhere Visa	1x	1.0¢	1.0¢
Capital One Savor Rewards	1x	1.0¢	1.0¢
Capital One Savor One Rewards	1x	1.0¢	1.0¢
US Bank CashPlus Visa	1x	1.0¢	1.0¢
Hawaiian Airlines Business MC	1x	0.7¢	0.7¢
Sonesta World Mastercard	1x	0.7¢	0.7¢
Disney Premier Visa Card	1x	0.7¢	0.7¢
Amazon Prime Rewards Visa	1x	0.7¢	0.7¢
Amazon Business Amex	1x	0.7¢	0.7¢