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Amex Member Rewards

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American Express

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Reconsideration Phone
800.528.4800

Breaking Points

May 22, 2023
American Express Green Personal
Mini Points - June 2023

- Amex Green Card Limited time offer - Get 60,000 Points after spending $3000 in 6 months + 20% Back on eligible purchases during the first 6 months.

- Southwest Personal Card - Offering 50,000 Points after spending $1000 in 3 months, $69 annual fee.

- Amex Marriott BonVoy Limited time offer - Get 175,000 Points after spending $5000 in 6 months, $250 annual fee.

- Amex Marriott BonVoy Brilliant Limited time offer - Get 200,000 Points after spending $6000 in 6 months, $650 annual fee.

- Chase Marriott BonVoy Boundless Limited time offer - Get 125,000 Points after spending $3000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, $95 annual fee.

- Chase BonVoy Bold Limited time offer - Get 100,000 Points after spending $1000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, NO annual fee.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
40,000 $2,000 1.4 ¢ $0 $150 $438
Best Value Differentiating Perks Rules
Delta & Hilton transfers 3x points on travel,Transit and restaurants,$100 annual CLEAR credit ,$100 annual LoungeBuddy credit Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Most Recent Special Offer: 60,000 Bonus Points for $3,000 spend ended Aug 2023
Card Type: Personal

Spend Categories

All Other = »

1X points
1.4¢ Per Dollar Spent

Restaurants = »

3X points
4.2¢ Per Dollar Spent

Travel = »

3X points
4.2¢ Per Dollar Spent

Transit and Delivery = »

3X points
4.2¢ Per Dollar Spent

Card Benefits

Travel Credits »
$189 annual CLEAR credit and $100 annual LoungeBuddy credit
Lounge Access »
$100 for lounge access with LoungeBuddy
Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Lost luggage insurance up to $3,000 per person and trip delay protection up to $300.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
Purchase Protection »
You're covered up to 90 days, up to $10,000 per claim and up to $50,000 per year.
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Amex Member Rewards Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 100% value retained

Point Transfer Options
Avianca LifeMiles

1:1 107% value retained

Point Transfer Options
British Airway Executive Avios

1:1 86% value retained

Point Transfer Options
Cash in Cents

1:1 71% value retained

Point Transfer Options
Cathay Pacific

1:1 79% value retained

Point Transfer Options
Delta SkyMiles

1:1 86% value retained

Point Transfer Options
Etihad Guest

1:1 86% value retained

Point Transfer Options
Flying Blue and Air France

1:1 86% value retained

Point Transfer Options
Hilton Honors

1:2 86% value retained

Point Transfer Options
jetBlue trueBlue

1:0.8 69% value retained

Point Transfer Options
Marriott Bonvoy

1:1 50% value retained

Point Transfer Options
Qantas Frequent Flyer

1:1 93% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 93% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 107% value retained

Why You Might Want This Card

Get Your Membership Rewards

Amex has great rewards that are transferable to over 22 travel partners, one of the most popular being Virgin Atlantic Flying Club, where you get 100% value retained. This card does have a steeper annual fee at $150, with a few perks that, if used properly, can off-set that. You can use your card to buy one-time lounge access through LoungeBuddy and get up to $100 statement credit annually. You also get $100 CLEAR statement credit annually, which allows quicker access through Security checkpoints in participating airports.

Categories With Extra Earners

The sign-up bonus is actually not too bad, considering that this is not one of the more popular Amex cards. You also get 3x points on travel, restaurants and transit, if this is where a bulk of your money goes anyways, your points can add up pretty fast. There are a few other useful benefits that come with this one like Purchase Protection, Car Rental & Travel Insurance.

Bottom Line

American Express are some of the most rule driven cards. Because you only get the bonus’ once in a lifetime per card, you’ll want to make sure that your sign up bonus is worth it. This card occasionally will offer higher bonuses which I encourage you to hold out for. I also encourage you to only apply to this card after you’ve made certain that you qualify and after tipping Chase's 5/24 rule. Always look at the Approval rules in our Details section or if you’re a member check out the Rules Triped part under Your Status. There is never any point to charging up a card that you aren’t going to be getting something back for every $1 spent.

Application Rules

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

What to Know Before Canceling

Just make sure you have a card that supports and Amex Miles you have left (or transfer them to Hilton).

Breaking Points

May 22, 2023
American Express Green Personal
Mini Points - June 2023

- Amex Green Card Limited time offer - Get 60,000 Points after spending $3000 in 6 months + 20% Back on eligible purchases during the first 6 months.

- Southwest Personal Card - Offering 50,000 Points after spending $1000 in 3 months, $69 annual fee.

- Amex Marriott BonVoy Limited time offer - Get 175,000 Points after spending $5000 in 6 months, $250 annual fee.

- Amex Marriott BonVoy Brilliant Limited time offer - Get 200,000 Points after spending $6000 in 6 months, $650 annual fee.

- Chase Marriott BonVoy Boundless Limited time offer - Get 125,000 Points after spending $3000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, $95 annual fee.

- Chase BonVoy Bold Limited time offer - Get 100,000 Points after spending $1000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, NO annual fee.

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