Award System

Marriott Bonvoy

Marriott Bonvoy »

Bank

American Express

Bank Details »

Reconsideration Phone
800.528.4800

Breaking Points

March 5, 2024
American Express
Mini Points - March 2024

- Amex Bonvoy Brilliant - Earn 185,000 points after spending $6000 in 6 months, $650 annual fee.

- Amex Bonvoy Bevy - Earn 155,000 points after spending $5000 in 6 months, $250 annual fee.

- Amex Hilton Honors Surpass - Earn 155,000 points after spending $3000 in 6 months, $150 annual fee.

- Amex Hilton Honors Aspire - Earn 175,000 points after spending $6000 in 6 months, $550 annual fee.

- Amex Hilton Honors - Earn 100,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner - 75,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner + - 100,000 points after spending $2000 in 6 months, $75 annual fee.

- Wyndham Rewards Business - 50,000 points after spending $4000 in 3 months + 50,000 points after spending $15,000 in 12 months, $95 annual fee.

September 25, 2023
American Express
Marriott American Express Cards Limited Time Offer

- Marriott Bonvoy Brilliant Card - 2 Free Night Awards at 85,000 Points hotels after spending $6000 in 6 months, $650 annual fee.

- Marriott Bonvoy Bevy Card - 125,000 Bonus Points after spending $5000 in 6 months, $250 annual fee.

May 22, 2023
American Express Green Personal
Mini Points - June 2023

- Amex Green Card Limited time offer - Get 60,000 Points after spending $3000 in 6 months + 20% Back on eligible purchases during the first 6 months.

- Southwest Personal Card - Offering 50,000 Points after spending $1000 in 3 months, $69 annual fee.

- Amex Marriott BonVoy Limited time offer - Get 175,000 Points after spending $5000 in 6 months, $250 annual fee.

- Amex Marriott BonVoy Brilliant Limited time offer - Get 200,000 Points after spending $6000 in 6 months, $650 annual fee.

- Chase Marriott BonVoy Boundless Limited time offer - Get 125,000 Points after spending $3000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, $95 annual fee.

- Chase BonVoy Bold Limited time offer - Get 100,000 Points after spending $1000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, NO annual fee.

September 22, 2022
JP Morgan Chase
Mini Points - September 2022

- Chase 5% Cash Back for Q4 is now open, activate now to earn on specific purchases.

- Amex Marriott Brilliant Card updates: Now with Platinum elite, Free night for up to 85,000 points, monthly dining credit and more.


Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
95,000 $6,000 0.7 ¢ $175 $650 $232
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs $300 Statement Credit on Marriott purchases, free night annually Amex 4 Credit , Bonvoy 1/24 , Amex 3/90 , No 5/24 , Amex 1/10
Most Recent Special Offer: 185,000 Bonus Points for $6,000 spend ended May 2024
Card Type: Personal, Hotel

Spend Categories

Airfare = »

3X points
2.1¢ Per Dollar Spent

All Other = »

2X points
1.4¢ Per Dollar Spent

Hotels - »

15X points
10.5¢ Per Dollar Spent

Restaurants = »

3X points
2.1¢ Per Dollar Spent

Card Benefits

Lounge Access »
Get access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying.
Free Room Annually »
Get on free Award Night that can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at a participating hotel.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Car Rental Insurance »
Using this card gives you $75,000 secondary car rental insurance for damage or theft of a rental vehicle. If you rent outside the US, coverage is upgraded to primary insurance.
Travel Insurance »
Lost luggage insurance up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
Statement Credits »
Get up to $300 back in statement credits for eligible purchases at Restaurants worldwide that is $25 per month .
Hotel Perks »
Included Platinum status includes: late checkout and free enhanced WiFi, room upgrades based on availability.
Purchase Protection »
Your coverage is limited to 90 days from the date of purchase, up to $300 per item and up to $1,000 per cardmember account per calendar year.
Extended Warranty »
Get up to 1 additional year on original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Marriott Bonvoy Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

3:1 67% value retained

Point Transfer Options
American Airlines Miles

3:1 67% value retained

Point Transfer Options
Avianca LifeMiles

3:1 71% value retained

Point Transfer Options
British Airway Executive Avios

3:1 57% value retained

Point Transfer Options
Cathay Pacific

3:1 52% value retained

Point Transfer Options
Delta SkyMiles

3:1 57% value retained

Point Transfer Options
Etihad Guest

3:1 57% value retained

Point Transfer Options
Flying Blue and Air France

3:1 57% value retained

Point Transfer Options
Qantas Frequent Flyer

3:1 62% value retained

Point Transfer Options
Qatar Qmiles

3:1 38% value retained

Point Transfer Options
Singapore KrisFlyer

3:1 62% value retained

Point Transfer Options
Southwest Rapid Rewards

3:1 67% value retained

Point Transfer Options
Turkish Airways

3:1 57% value retained

Point Transfer Options
United MileagePlus

3:1.1 79% value retained

Point Transfer Options
Virgin Atlantic Flying Club

3:1 71% value retained

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 50% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 44% value retained

Why You Might Want This Card

Surprisingly Worth $450

This new Marriott Bonvoy Card takes it up a notch with its annual reward night being valued at 50,000 points, complimentary Gold Elite Status, and Priority Pass membership with guesting privileges. But let's address that $450 elephant in the room that takes the form of an annual fee. Yeah, that’s a lot of money. But utilize your Global Entry / TSA credit of $100, your $300 statement credit for purchases at Marriott, your annual 50,000-point reward night — and your unlimited Priority Pass lounge visits ... and that annual fee more than pays for itself.

Check out our Marriott Bonvoy page for more details on how to best use Bonvoy Points.

Bottom Line

One of the main reasons this is a luxury card is because of the annual free night of up to 50,000 points (around $350). So if you're confident you can take advantage of that $300 statement credit, plus the free night — and you lean more toward luxury hotels, this is the card for you.

Application Rules

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You're allowed only 1 personal and 1 business Bonvoy Card at the same time, and only 1 bonus in the last 24 months

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Rank 5th Honorable Mention

Breaking Points

March 5, 2024
American Express
Mini Points - March 2024

- Amex Bonvoy Brilliant - Earn 185,000 points after spending $6000 in 6 months, $650 annual fee.

- Amex Bonvoy Bevy - Earn 155,000 points after spending $5000 in 6 months, $250 annual fee.

- Amex Hilton Honors Surpass - Earn 155,000 points after spending $3000 in 6 months, $150 annual fee.

- Amex Hilton Honors Aspire - Earn 175,000 points after spending $6000 in 6 months, $550 annual fee.

- Amex Hilton Honors - Earn 100,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner - 75,000 points after spending $2000 in 6 months, $0 annual fee.

- Wyndham Rewards Earner + - 100,000 points after spending $2000 in 6 months, $75 annual fee.

- Wyndham Rewards Business - 50,000 points after spending $4000 in 3 months + 50,000 points after spending $15,000 in 12 months, $95 annual fee.

September 25, 2023
American Express
Marriott American Express Cards Limited Time Offer

- Marriott Bonvoy Brilliant Card - 2 Free Night Awards at 85,000 Points hotels after spending $6000 in 6 months, $650 annual fee.

- Marriott Bonvoy Bevy Card - 125,000 Bonus Points after spending $5000 in 6 months, $250 annual fee.

May 22, 2023
American Express Green Personal
Mini Points - June 2023

- Amex Green Card Limited time offer - Get 60,000 Points after spending $3000 in 6 months + 20% Back on eligible purchases during the first 6 months.

- Southwest Personal Card - Offering 50,000 Points after spending $1000 in 3 months, $69 annual fee.

- Amex Marriott BonVoy Limited time offer - Get 175,000 Points after spending $5000 in 6 months, $250 annual fee.

- Amex Marriott BonVoy Brilliant Limited time offer - Get 200,000 Points after spending $6000 in 6 months, $650 annual fee.

- Chase Marriott BonVoy Boundless Limited time offer - Get 125,000 Points after spending $3000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, $95 annual fee.

- Chase BonVoy Bold Limited time offer - Get 100,000 Points after spending $1000 in 6 months + 50,000 Points after you stay 6 eligible paid nights at participating hotels through 1/31/24, NO annual fee.

September 22, 2022
JP Morgan Chase
Mini Points - September 2022

- Chase 5% Cash Back for Q4 is now open, activate now to earn on specific purchases.

- Amex Marriott Brilliant Card updates: Now with Platinum elite, Free night for up to 85,000 points, monthly dining credit and more.


        Add Card Notes