Amex Member Rewards

Breaking Points

July 2, 2021
American Express Platinum Personal
American Express Platinum Special Offer

The Amex Platinum increases everything. Sign up offer is now 100,000 points after spending $6000 in 6 months, 10x points at restaurants worldwide, $240 Digital entertainment credit, $300 Equinox Credit, $200 Uber Cash, $100 Saks Credit, 5x points on flights, 5x points on prepaid hotels. Take advantage of all these savings to compensate for the increased annual fee rate of $695.

February 23, 2021
American Express Business Gold
American Express Business Gold New Sign Up Offer

Sign up for American Express Business Gold Card & get a huge 70,000 Points sign up offer which is double the normal sign up points. Offer ends 4/7/2021.

November 11, 2020
American Express Platinum Personal
75,000 Point Offer from Amex Platinum Personal

The offer is a solid one for this card without an exorbitant spend. Just make sure you have a plan for using your points within the year and/or a plan to maximize benefits as the $550 annual fee will offset that bonus in few short years.

Award System

Amex Member Rewards

Max. Point Value 1.400¢

Do Points Expire? No

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

You load your points. We’ll show you valuation and transfer options.

Add My Points

Travel Partner Transfers

Amex Member Rewards Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 100% value retained

Point Transfer Options
Avianca LifeMiles

1:1 107% value retained

Point Transfer Options
British Airway Executive Avios

1:1 86% value retained

Point Transfer Options
Cash in Cents

1:1 71% value retained

Point Transfer Options
Cathay Pacific

1:1 79% value retained

Point Transfer Options
Delta SkyMiles

1:1 86% value retained

Point Transfer Options
Etihad Guest

1:1 86% value retained

Point Transfer Options
Flying Blue and Air France

1:1 86% value retained

Point Transfer Options
Hilton Honors

1:2 86% value retained

Point Transfer Options
jetBlue trueBlue

1:0.8 69% value retained

Point Transfer Options
Marriott Bonvoy

1:1 50% value retained

Point Transfer Options
Qantas Frequent Flyer

1:1 93% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 93% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 107% value retained

The Highlights

American Express points are relatively easy to earn and use. The rub is, it takes a little more strategy to maximize value.

The simplest option is using the travel portal, which works similarly to Chase. Unfortunately each point is worth only 1 cent toward airfare, making it similar to Capital One valuation if used this way. But if you have the Business Platinum card, your points become worth 1.54 cents each (although it is through a points rebate, not for the current booking), making it a solid valuation with a ton of flexibility. Two quick notes:

  1. If you don’t see a desired flight (e.g. Southwest) you can call 800-297-2977 as Amex has access to more flights and you can still pay with points
  2. Bookings through Amex travel generally DO NOT show as award travel, so you should receive miles for the flight with the carrier’s system. In this way, it is better than Chase.

Buying gift cards through the Amex Portal will also yield 1 cent per point, sometimes slightly better if there’s a special offer.

Generally, 1 cent is a poor return on Amex points. So if you don’t have the Platinum card, the best way to maximize value is to transfer to a partner. Here are the top choices:

  1. Delta Airlines is a 1-to-1 transfer partner of Amex, making your points worth about 1.3 cents each. The trick here is to use Virgin Atlantic (A star alliance partner of Delta) to book international business class and Delta for U.S. domestic flights.
  2. Air France via Flying Blue is a great option for International Business Class Flights. You’ll pay some surcharges, but they are relatively small for business class seats.
  3. Singapore Airlines, if your destination aligns with theirs, could be a great value for your seats. Here’s why: Singapore’s coach is better than most other carriers' “comfort” seats but cost fewer points.
  4. Other potential transfer partners which are slightly more complicated include:
    1. British Airways
    2. Etihad (booking partners through their site)
    3. Avianca (booking partners through their site)

What to Know Before Canceling

Amex Membership rewards need to be connected to an Amex card that earns Amex points to remain active. You can either apply for a new card, or downgrade within families (Charge Card or Credit Card, Business or Personal) If you have another non Amex points card, such as a Hilton card, you have a grace period of 30 days to transfer rewards to a travel partner after closing out your credit card or else you’ll lose them. Sorry, pooling and / or transferring are not options in this program.

Breaking Points

July 2, 2021
American Express Platinum Personal
American Express Platinum Special Offer

The Amex Platinum increases everything. Sign up offer is now 100,000 points after spending $6000 in 6 months, 10x points at restaurants worldwide, $240 Digital entertainment credit, $300 Equinox Credit, $200 Uber Cash, $100 Saks Credit, 5x points on flights, 5x points on prepaid hotels. Take advantage of all these savings to compensate for the increased annual fee rate of $695.

February 23, 2021
American Express Business Gold
American Express Business Gold New Sign Up Offer

Sign up for American Express Business Gold Card & get a huge 70,000 Points sign up offer which is double the normal sign up points. Offer ends 4/7/2021.

November 11, 2020
American Express Platinum Personal
75,000 Point Offer from Amex Platinum Personal

The offer is a solid one for this card without an exorbitant spend. Just make sure you have a plan for using your points within the year and/or a plan to maximize benefits as the $550 annual fee will offset that bonus in few short years.