Award System

Amex Member Rewards

Amex Member Rewards »

Bank

American Express

Bank Details »

Reconsideration Phone
800.492.3344

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
15,000 $3,000 1.4 ¢ $0 $0 $252
Best Value Differentiating Perks Rules
Delta & Hilton transfers 2x points on restaurants,entertainment and Grocery stores Amex 3/90 , No 5/24 , Amex 1/10
Card Type: Business

Spend Categories

All Other = »

1X points
1.4¢ Per Dollar Spent

Entertainment and Streaming = »

2X points
2.8¢ Per Dollar Spent

Grocery Stores = »

2X points
2.8¢ Per Dollar Spent

Restaurants = »

2X points
2.8¢ Per Dollar Spent

Card Benefits

Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Lost luggage insurance up to $3,000 per person and trip delay protection up to $300.
Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
Purchase Protection »
You're covered up to 90 days, up to $10,000 per claim and up to $50,000 per year.
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Amex Member Rewards Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 100% value retained

Point Transfer Options
Avianca LifeMiles

1:1 107% value retained

Point Transfer Options
British Airway Executive Avios

1:1 86% value retained

Point Transfer Options
Cash in Cents

1:1 71% value retained

Point Transfer Options
Cathay Pacific

1:1 79% value retained

Point Transfer Options
Delta SkyMiles

1:1 86% value retained

Point Transfer Options
Etihad Guest

1:1 86% value retained

Point Transfer Options
Flying Blue and Air France

1:1 86% value retained

Point Transfer Options
Hilton Honors

1:2 86% value retained

Point Transfer Options
jetBlue trueBlue

1:0.8 69% value retained

Point Transfer Options
Marriott Bonvoy

1:1 50% value retained

Point Transfer Options
Qantas Frequent Flyer

1:1 93% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 93% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 107% value retained

Why You Might Want This Card

Bottom Line

Application Rules

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Breaking Points

        Add Card Notes