Rule

No 5/24

Quick Summary

Card approval not subject to 5-personal-cards-in-24-months rule

Understanding the No 5/24 rule:

Yes, there are some personal cards that aren't impacted by the 5/24 rule. So this one isn't actually a rule. It's the exception to the rule. But whenever a card is NOT impacted by 5/24, we'll still let you know.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

  • Approval rules are rarely fully publicized by the banks
  • We use our own research and data points from other users in creating the rules listing
  • Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
  • There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.

Breaking Points