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800.492.3344

Breaking Points

May 15, 2023
American Express
Mini Points - May 2023

- Amex - Hilton Honors Business card - Limited time offer - 150,000 points + Free Night after spending $4000 in 3 months, $95 Annual fee.

- Amex - Hilton Honors Surpass card - Limited time offer - 130,000 points + Free Night after spending $2000 in 3 months, $95 Annual fee.

- Amex -Hilton Honors card - Limited time offer - 70,000 points + Free Night after spending $1000 in 3 months, $0 Annual fee.

- Barclays - Wyndham Earner Business card - Up to 75,000 points after spending $3000 in 3 months & another $10,000 in 12 months, $95 Annual fee.

- Barclays - Wyndham Earner Plus card - 75,000 points after spending $1000 in 3 months, $75 Annual fee.

- Barclays - Wyndham Earner card - 45,000 points after spending $1000 in 3 months, $0 Annual fee.

February 13, 2023
JP Morgan Chase
Mini Points - January 2023

- Hilton Honors Amex Surpass card, limited time offer of 150,000 points after spending $3000 in 6 months, $95 annual fee.

- Hilton Honors Amex Business card, limited time offer of 165,000 points after spending $5000 in 3 months, $95 annual fee.

- Hilton Honors Amex, limited time offer of 100,000 points after spending $2000 in 6 months, no annual fee.

- Marriott Bonvoy Boundless card, limited time offer of 100,000 bonus points after spending $3000 in 6 months, $95 annual fee.

-Marriott Bonvoy Bold card, limited time offer of 60,000 bonus points after spending $2000 in 6 months, no annual fee.

January 24, 2022
IHG Rewards
Mini Points - February 2022

- IHG is changing status tiers & requirements as of March 2022, check out the sneak peek here.

- United is doing it again for 2022 all the way to 2024, Elite Status match challenge will be extended.

- For a limited time - earn free a Hilton night on select cards: Hilton Honors Surpass, Hilton Honors Business Card & Hilton Honors.

August 26, 2021
American Express
Time to stock up on Hilton points

American Express just released Limited Time offers on all their Hilton Cards:

Hilton Honors - get up to 130,000 points.

Hilton Honors Business - get up to 180,000 points.

Hilton Honor Surpass - get up to 180,000 points.

Remember American Express has once in a lifetime sign up offers, so if you've had any of these cards in the past, you won't qualify for the sign up bonus.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
175,000 $8,000 0.6 ¢ $50 $195 $953
Best Value Differentiating Perks Rules
Hilton Stays & Perks Room Upgrades,Free breakfast, Late Checkout, 12X points on Hilton bookings, 6X on many other purchases, 10 Lounge passes No CR , No 2nd Biz , Amex 4 Credit , Amex 3/90 , No 5/24 , Amex 1/10
Offer Prior To Current Special: 130,000 Bonus points for a $3,000 spend ended Mar 2024
Card Type: Business, Hotel

Spend Categories

All Other = »

5X points
3¢ Per Dollar Spent

Hotels = »

12X points
7.2¢ Per Dollar Spent

Card Benefits

Car Rental Insurance »
Complimentary National Car Rental Executive Club Emerald Status in the USA and Canada .
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
Statement Credits »
$60 in statement credits each quarter at Hilton properties
Hotel Perks »
Automatic Gold status includes: free breakfast, late checkout, free WiFi, bottled water, room upgrades (in same category) & 5th night free on reward stays.
Extended Warranty »
Get up to 1 additional year on warranties of 5 years or less, up to $10,000 per purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Hilton Honors

Transfers In From
Point Transfer Options
Amex Member Rewards

1:2 86% value retained

Why You Might Want This Card

Our Top-Rated Hilton Card

This is our favorite of the Hilton cards, and may well be the one you keep. For starters, the 150,000 sign up bonus on this card is respectable -- considering each point is worth about .7 cents. Also with the Gold Status perk, you can get your 5th night free on your next Hilton week away. More good news: Amex business cards do not show up on your personal credit report, so you can slip by that nasty (5/24 Chase rule). American Express has "once in a lifetime" sign up bonuses, so when the timing is right, you should get all their cards. This one is great for the long hall because your 6x points on select business and travel purchases keep adding up. You also get your annual 10 airport lounge visits which are sure helpful during those long layovers.

Why keep this Hilton card vs. the others? The $95 is generally tax deductible from any business income. You receive Diamond status, which includes free breakfast for two among other benefits. Airport Lounge access and great spend multipliers round out the reason this card beat the rest.

Check out our Hilton Honors page for more details on how to best use Hilton Points.

Bottom Line

There are plenty of reasons to get this Hilton card: Gold status, 5th night free, free breakfasts, big sign up bonus, 6x points on select purchase. These are some real special sprinkles for Hilton lovers. If you qualify for business cards, this one is our favorite for Hilton.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

You might not be allowed to get a second card for a separate business (EIN)

Amex will decline your application if you already have 4 credit cards (not charge) and apply for a fifth

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

May 15, 2023
American Express
Mini Points - May 2023

- Amex - Hilton Honors Business card - Limited time offer - 150,000 points + Free Night after spending $4000 in 3 months, $95 Annual fee.

- Amex - Hilton Honors Surpass card - Limited time offer - 130,000 points + Free Night after spending $2000 in 3 months, $95 Annual fee.

- Amex -Hilton Honors card - Limited time offer - 70,000 points + Free Night after spending $1000 in 3 months, $0 Annual fee.

- Barclays - Wyndham Earner Business card - Up to 75,000 points after spending $3000 in 3 months & another $10,000 in 12 months, $95 Annual fee.

- Barclays - Wyndham Earner Plus card - 75,000 points after spending $1000 in 3 months, $75 Annual fee.

- Barclays - Wyndham Earner card - 45,000 points after spending $1000 in 3 months, $0 Annual fee.

February 13, 2023
JP Morgan Chase
Mini Points - January 2023

- Hilton Honors Amex Surpass card, limited time offer of 150,000 points after spending $3000 in 6 months, $95 annual fee.

- Hilton Honors Amex Business card, limited time offer of 165,000 points after spending $5000 in 3 months, $95 annual fee.

- Hilton Honors Amex, limited time offer of 100,000 points after spending $2000 in 6 months, no annual fee.

- Marriott Bonvoy Boundless card, limited time offer of 100,000 bonus points after spending $3000 in 6 months, $95 annual fee.

-Marriott Bonvoy Bold card, limited time offer of 60,000 bonus points after spending $2000 in 6 months, no annual fee.

January 24, 2022
IHG Rewards
Mini Points - February 2022

- IHG is changing status tiers & requirements as of March 2022, check out the sneak peek here.

- United is doing it again for 2022 all the way to 2024, Elite Status match challenge will be extended.

- For a limited time - earn free a Hilton night on select cards: Hilton Honors Surpass, Hilton Honors Business Card & Hilton Honors.

August 26, 2021
American Express
Time to stock up on Hilton points

American Express just released Limited Time offers on all their Hilton Cards:

Hilton Honors - get up to 130,000 points.

Hilton Honors Business - get up to 180,000 points.

Hilton Honor Surpass - get up to 180,000 points.

Remember American Express has once in a lifetime sign up offers, so if you've had any of these cards in the past, you won't qualify for the sign up bonus.

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