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- Citi Premier MasterCard - Limited Time Offer - 75,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Citi AAdvantage Platinum - Special Offer - $75,000 AA Miles, after spending $3500 in 4 months, $0 Annual fee for the first year, then $99.
- Chase Sapphire Visa - Limited Time Offer - 80,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Air France KLM World Elite Mastercard - Limited Time Offer - 70,000 Points, after spending $2000 in 3 months, $89 Annual fee.
Earn 80,000 points after spending $4000 in 3 months with the Citi Premier Card, $85 annual fee is not waived.
Earn 80,000 Bonus Points after spending $4000 in 3 months with the Citi Premier Card - this is a limited time offer.
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 60,000 | $4,000 | 1.2 ¢ | $111 | $95 | $784 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| ThankYou points | 3x Points on travel, 2x Points on dining, Transfer toward statement credit, airfare, hotels | TY 1/24 , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6 |
3X points
3.6¢ Per Dollar Spent
1X points
1.2¢ Per Dollar Spent
3X points
3.6¢ Per Dollar Spent
3X points
3.6¢ Per Dollar Spent
3X points
3.6¢ Per Dollar Spent
3X points
3.6¢ Per Dollar Spent
Transfer To Spouse/Partner Yes
Transfer To Friends Yes
Citi ThankYou Points Outside Point System
1:1 125% value retained
1:1.12 103% value retained
1:1 100% value retained
1:1 100% value retained
1:0.8 80% value retained
1:1 108% value retained
1:1 67% value retained
1:1 108% value retained
1:1 100% value retained
1:1 125% value retained
1:0.8 80% value retained
5/24 Exhausted?
One endearing thing about Citi's ThankYou program is its far-reaching options to redeem. You can transfer points for cash back, gift cards, travel, bill payment and more. Utilize Citi Price rewind (registering your recently purchased product) and let Citi do the work of finding it cheaper for you and reimbursing you some (if not all) of the difference.
If you have exhausted your Chase 5/24, this card is a reasonable option. While the Chase Sapphire Preferred is still superior with its ease of use and transferring program, this particular Citi card is comparable. It does have some exclusive options only offered by Citi, like Price Rewind, Private Pass and pay your bill with points. All said and done, if you still qualify for Chase cards, use your application toward that first and then revisit this card later.
You'll be declined if you've OPENED or CLOSED any Citi Card in the ThankYou "family" in past 24 months
Card approval not subject to 5-personal-cards-in-24-months rule
You'll be declined if you apply for a second Citi business card within 95 days
You'll be declined if you apply for a third Citi card within 65 days
You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days
You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months
Make sure you have a home for your Thank You points first.
Below is a snapshot of where this card performs best compared to the other cards in our database:
- Citi Premier MasterCard - Limited Time Offer - 75,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Citi AAdvantage Platinum - Special Offer - $75,000 AA Miles, after spending $3500 in 4 months, $0 Annual fee for the first year, then $99.
- Chase Sapphire Visa - Limited Time Offer - 80,000 Points, after spending $4000 in 3 months, $95 Annual fee.
- Air France KLM World Elite Mastercard - Limited Time Offer - 70,000 Points, after spending $2000 in 3 months, $89 Annual fee.
Earn 80,000 points after spending $4000 in 3 months with the Citi Premier Card, $85 annual fee is not waived.
Earn 80,000 Bonus Points after spending $4000 in 3 months with the Citi Premier Card - this is a limited time offer.
