Award System

American Airlines Miles

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Reconsideration Phone
800.870.1073

Breaking Points

April 10, 2023
Chase Sapphire Preferred
Mini Points - April 2023

- Citi Premier MasterCard - Limited Time Offer - 75,000 Points, after spending $4000 in 3 months, $95 Annual fee.

- Citi AAdvantage Platinum - Special Offer - $75,000 AA Miles, after spending $3500 in 4 months, $0 Annual fee for the first year, then $99.

- Chase Sapphire Visa - Limited Time Offer - 80,000 Points, after spending $4000 in 3 months, $95 Annual fee.

- Air France KLM World Elite Mastercard - Limited Time Offer - 70,000 Points, after spending $2000 in 3 months, $89 Annual fee.

June 16, 2022
American Airlines Miles
American Airlines Citi Card 60,000 Sign up Bonus

AAdvantage Citi card is offering a 60,000 miles sign up bonus after spending $3000 in 3 months with a $0 annual fee for the first year and then $99 after that.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
60,000 $3,000 1.4 ¢ $0 $0 $882
Best Value Differentiating Perks Rules
AA International Flights Free checked bag & preferred boarding on AA 48 from Bonus , No 5/24 , Citi 1/95 , Citi 2/65 , Citi 1/8 , Citi 6/6
Most Recent Special Offer: 75,000 Bonus Points for $3,500 spend ended Apr 2024
Card Type: Personal, Airline

Spend Categories

Airfare - »

2X points
2.8¢ Per Dollar Spent

All Other - »

1X points
1.4¢ Per Dollar Spent

Gas Stations = »

2X points
2.8¢ Per Dollar Spent

Restaurants = »

2X points
2.8¢ Per Dollar Spent

Card Benefits

Preferred Boarding »
Get priority boarding on American Airlines flights for you and up to 4 companions listed on the same reservation.
Airline Incidentals »
25% savings on American Airlines inflight food and Drinks Purchases.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Free Checked Bag »
Your first checked bag is free on domestic American Airlines flights for you and up to 4 travel companions on the same reservation.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System American Airlines Miles

Transfers In From
Point Transfer Options
IHG Rewards

5:1 47% value retained

Point Transfer Options
Marriott Bonvoy

3:1 67% value retained

Point Transfer Options
World of Hyatt

5:2.5 44% value retained

Why You Might Want This Card

Go To Card For American Airline Travelers

American Airline has some terrific "Oneworld" partners to help get you around the world. Their hefty sign-up bonus of 50,000 -- paired with the MileSAAver Awards chart -- can get you to your next destination with a minimal point spend. This card is great because of the simplicity. It isn't Chase, so if you've maxed out your Chase options, this is a really nice alternative. Once you have a destination, the AA website makes searching for MileSAAver Award flights comprehensive and simple to book. Earn 2x miles on gas and restaurants to accumulate points quicker.

Bottom Line

There's little downside to getting this card since the $99 annual fee is waived in the first year -- and since you can roll up 50,000 sign-up points pretty effortlessly. If you like American Airlines, or just really like where they go, this is a great card. The strategy is simple: Get the card, get the bonus points, use if for free for one year, then reassess if you want to pay the $99 annual fee in year 2. And don't forget the cherry on top with the first checked bag free, preferred boarding and 25% off inflight food and beverages.

Application Rules

You'll be declined if you've received a BONUS from this card in past 48 months

Card approval not subject to 5-personal-cards-in-24-months rule

You'll be declined if you apply for a second Citi business card within 95 days

You'll be declined if you apply for a third Citi card within 65 days

You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days

You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

April 10, 2023
Chase Sapphire Preferred
Mini Points - April 2023

- Citi Premier MasterCard - Limited Time Offer - 75,000 Points, after spending $4000 in 3 months, $95 Annual fee.

- Citi AAdvantage Platinum - Special Offer - $75,000 AA Miles, after spending $3500 in 4 months, $0 Annual fee for the first year, then $99.

- Chase Sapphire Visa - Limited Time Offer - 80,000 Points, after spending $4000 in 3 months, $95 Annual fee.

- Air France KLM World Elite Mastercard - Limited Time Offer - 70,000 Points, after spending $2000 in 3 months, $89 Annual fee.

June 16, 2022
American Airlines Miles
American Airlines Citi Card 60,000 Sign up Bonus

AAdvantage Citi card is offering a 60,000 miles sign up bonus after spending $3000 in 3 months with a $0 annual fee for the first year and then $99 after that.

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