Spend Categories

Gas Stations

You want the most value back for your credit card spends. Since not all points are of equal value, below is a quick reference on dollar value back (not just multipliers) for Gas Stations spends.

Details

Gas purchases are a regular expense for nearly everyone. Leaving the right card in your glove box can add up over the year. You have a wide range of options from branded cards to some solid cash back cards.

This can be even bigger than you think as it can includes all business coded to this category, including purchased extras like food, automotive supplies, and even gift cards. Be careful though as most Warehouse and grocery store gas stations are coded the same as their parent company, not a gas station.

The (+) versions include both solid category multipliers and signup bonuses. (-) versions only include specific gas stations

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Our Top Selections for Gas Stations (+)

		Multiplier	Point Value	Per $ Spent
	Citi Premier Card Gas purchases made at warehouse clubs do not qualify for 3x points.	3x	1.2¢	3.6¢
	Chase Ink Business Cash 2x for first $25,000 spent on gas stations and restaurants combined, every year	2x	1.6¢	3.2¢

Other Cards with Solid Value for Gas Stations (=)

	Multiplier	Point Value	Per $ Spent
Wyndham Rewards Earner Biz Excludes Target and Walmart gas stations.	7x	1.2¢	8.4¢
Wyndham Rewards Earner Plus Excludes Target and Walmart gas stations.	6x	1.2¢	7.2¢
Wyndham Rewards Earner Excludes Target and Walmart gas stations.	5x	1.2¢	6.0¢
U.S Bank Altitude Connect Visa purchases made with merchants classified as a gas station	4x	1.3¢	5.2¢
Discover It Cash Back	5x	1.0¢	5.0¢
Costco Anywhere Visa for the first $7,000 per year and then 1% thereafter	4x	1.0¢	4.0¢
Hilton Honors Surpass Amex Purchases made with U.S. gas stations.	6x	0.6¢	3.6¢
World Of Hyatt Business card Top 3 Quarterly category through Dec. 31, 2024 then top 2 quarterly category	2x	1.6¢	3.2¢
United Business Card Excludes truck stops, boat marinas, oil and propane distributors, and home heating companies.	2x	1.5¢	3.0¢
American Express Blue Preferred U.S. gas stations	3x	1.0¢	3.0¢
IHG Rewards Premier Business Excludes truck stops, boat marinas, oil and propane distributors, and home heating companies.	5x	0.6¢	3.0¢
IHG Rewards Club Premier Excludes truck stops, boat marinas, oil and propane distributors, and home heating companies.	5x	0.6¢	3.0¢
Hilton Honors Amex Purchases made with U.S. gas stations.	5x	0.6¢	3.0¢
Amex EveryDay Preferred Purchases made with U.S. gas stations.	2x	1.4¢	2.8¢
CitiBiz AAdvantage Platinum Select Purchases at select gas stations. Purchases not eligible to receive double miles might include those made at warehouse clubs, discount stores, department stores and convenience stores.	2x	1.4¢	2.8¢
Citi AAdvantage Platinum Select WE MC Earn 2 miles for every $1 spent at gas stations.	2x	1.4¢	2.8¢
Marriott Bonvoy Boundless Up to $6000 in combined purchases within your first 6 months from account opening	3x	0.7¢	2.1¢
Chase Ink Business Unlimited 1.5x on all purchases.	1.25x	1.6¢	2.0¢
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off	2x	1.0¢	2.0¢
Capital One Spark Cash Plus Business 2% cash back on all purchases	2x	1.0¢	2.0¢
IHG Rewards Club Traveler Excludes truck stops, boat marinas, oil and propane distributors, and home heating companies.	3x	0.6¢	1.8¢
Bank of America Travel Rewards All purchases	1.5x	1.0¢	1.5¢
Amazon Business Amex U.S. gas stations	2x	0.7¢	1.4¢
Amazon Prime Rewards Visa	2x	0.7¢	1.4¢
Disney Premier Visa Card	2x	0.7¢	1.4¢

Cards Offering Some Value for Gas Stations with Limitations (-)

	Multiplier	Point Value	Per $ Spent
American Express Business Gold If it's 1 of the 2 select categories where you spent the most each billing cycle, up to the first $150,000 in combined eligible purchases.	4x	1.4¢	5.6¢
Marriott Bonvoy Business Purchases made with U.S. gas stations.	4x	0.7¢	2.8¢
Alaska Airlines Visa Signature	2x	1.3¢	2.6¢
Citi Rewards Plus Card up to $6,000 per year in purchases	2x	1.2¢	2.4¢
US Bank CashPlus Visa Must choose either Gas Stations, Grocery Stores or Restaurants.	2x	1.0¢	2.0¢
Hawaiian Airlines Business MC	2x	0.7¢	1.4¢