Bank of America Travel Rewards
Apply now Award System
Bank
Reconsideration Phone
800.732.9194
Breaking Points
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 25,000 | $1,000 | 1.0 ¢ | $0 | $0 | $260 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Statement credit toward travel purchases | No annual fee and no foreign transaction fees | No 5/24 |
Spend Categories
1.5X points
1.5¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
1.5X points
1.5¢ Per Dollar Spent
Card Benefits
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Point Transfer Options
Transfer To Spouse/Partner Yes
Transfer To Friends Yes
Travel Partner Transfers
Outside Point System Cash in Cents
Transfers In From
1:1 71% value retained
1:1 100% value retained
1:1 91% value retained
1:1 63% value retained
1:1 77% value retained
1:1 67% value retained
Why You Might Want This Card
Travel Flexibility
The BOA Travel Rewards Credit card is exactly as the name suggests. It’s a card to use for earning and redeeming travel. Basically, it doesn't offer any huge benefits, but it gives you a ton of flexibility in how you redeem your points for travel. Your trip can be a cruise, a sleeper car on a train, or an all-inclusive. You can redeem for plane, car, luggage, really anything travel related. And you can use your points to book, or as a statement credit.
Don't Have to Commit
With no annual fee, no foreign transaction fee and 0% APR for the first 12 billing cycles, there is no pressure for a long-term relationship. But if you decide to keep it around for the long-haul, you’ll keep earning unlimited 1.5 points on every $1 you spend. The sign-up bonus comes swift and easy after only spending $1,000. And if you meet the qualifications to enroll in "preferred rewards," you have the potential to earn up over 2 points for every $1 spent.
Bottom Line
If you are a Bank of America customer, the BOA Travel Rewards Card could be a nice fit for you. For most point collectors, you'll be more invested in the Chase ecosystem, and the very similar Chase Unlimited offers more value.
Application Rules
Card approval not subject to 5-personal-cards-in-24-months rule
