Award System
Capital One Miles
Point Transfer Options
Transfer To Spouse/Partner Yes
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Add My Points
Travel Partner Transfers
Capital One Miles Outside Point System
The Highlights
Capital One Miles fall more into the niche category. The points are extremely flexible, able to be used to reimburse you for any travel charges (Purchase Eraser). This makes their points most valuable for items like rental cars and cruises, which are not typically bookable with points.
Capital One also recently added partner airlines. The most valuable partner is Avianca, where you can book relatively cheap business class flights (30-55K each way) on Star Alliance partner flights like Lufthansa, Swiss Air, United and ANA to name just a few. Etihad Guest, Air Canada and Air France transfers may also be worth checking out -- in that order in terms of value.
The challenge is that it’s difficult to make the $50,000 spend to qualify for their bonus of 200,000 points with the Spark Miles for Business offer. Plus it’s tough to earn enough points for a full trip for two people with Capital One because of the limited number of cards and their approval restrictions. But if you have a business with a very high annual spend, grab this special offer when you see it for an easy 6x return on $50,000.
We call these points niche, not because they don’t have flexibility. It’s just more difficult to earn a high number of points, and Capital One lacks mainstream partners. If you’re under 5/24 and have already gotten all of our highest recommended cards, it might be worth a look at a Capital One card.
What to Know Before Canceling
You will lose your miles if you close your account. There are a couple of Capital One credit cards that have no annual fee, so this may be an occasion where you would want to keep the card around or downgrade. But, should you decide to cancel your account, do one of these three things before. 1. Transfer miles to another Capital One account - this can be a friend or family member. 2. Utilize one of their travel transfer partners - we’ve found Avianca to be the highest value retained.
Breaking Points
May 24, 2022
Venture Capital One New Sign Up Bonus
Capital One Venture Card now offering 75,000 sign up bonus after spending $4000 in 3 months + 2x unlimited miles on ever dollar earned. This card does have a $95 annual fee.
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Capital One Miles
April 4, 2022
Mini Points - April 2022
- Capital One has added Virgin Atlantic as a new transfer partner, points are a 1:1 ratio.
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Virgin Atl
November 9, 2021
Welcoming the New Capital One Venture X
Capital One launches a new card, the Venture X, 100,000 Miles sign up bonus, $300 Annual Travel Credit & $200 Limited -Time Vacation Rental Credit.
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