Award System

Capital One Miles

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Bank

Capital One

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Reconsideration Phone
800.227.4825

Breaking Points

May 24, 2022
Capital One Venture Reward
Venture Capital One New Sign Up Bonus

Capital One Venture Card now offering 75,000 sign up bonus after spending $4000 in 3 months + 2x unlimited miles on ever dollar earned. This card does have a $95 annual fee.

April 20, 2021
Capital One Miles
Capital One Making its Mark

1. New all time high limited welcome offer on the Venture Rewards card of 100,000 miles after spending $20,000 in the first 12 months.

2. A revamp in enhanced transfer rates (1:1) with 7 existing partners (Avianca, Etihad, Asia Miles, AeroMexico, Finnair, Qantas & Wyndham Rewards

3. 4 New transferring partners added to the family Air Portugal, Choice Hotels, British Airways & Turkish Airlines)

4. Two New Luxurious Lounges coming to DFW - Dallas/Fort Worth & IAD - Washington Dulles.

April 1, 2021
Capital One Miles
Capital One New Sign Up Offer & New Portal

New Sign-Up offer on the Capital One Venture Card, get 100,000 miles after a $20,000 spend within the first 12 months. Miles are coming at the perfect time with the new partnership between Capital Once & Hopper giving travelers access to Capital One Travel Portal with easy earning & redemption of all those rewards. Maybe a good time to re-examine, what's in your wallet?

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $4,000 1.1 ¢ $0 $95 $774
Best Value Differentiating Perks Rules
Wyndham transfers 10x Miles at hotels.com, 2x miles everything else 5/24
Card Type: Personal, Hotel

Spend Categories

All Other = »

2X points
2.2¢ Per Dollar Spent

Hotels - »

5X points
5.5¢ Per Dollar Spent

Transit and Delivery - »

5X points
5.5¢ Per Dollar Spent

Card Benefits

TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle for 15 days. Any international rentals are covered by primary insurance when using this card.
Travel Insurance »
Travel Accident Insurance up to $250,000 for death or dismemberment caused by travel companies and lost luggage insurance up to $3,000 per person
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Roadside Assistance »
Call 1-800-847-2869; a flat $69.95 charge for towing up to 5 miles, tire changing, jump starting, locksmith service, fuel delivery and standard winching; cardholder will be charged for any additional services or goods provided.
Purchase Protection »
You're covered on items lost or stolen within 90 days, up to $10,000 per claim, and $50,000 per cardholder.
Extended Warranty »
You can double the warranty up to 1 additional year on eligible purchases with warranties of 3 years or less.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Capital One Miles Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 127% value retained

Point Transfer Options
Avianca LifeMiles

1:1 136% value retained

Point Transfer Options
British Airway Executive Avios

1:1 109% value retained

Point Transfer Options
Cash in Cents

1:1 91% value retained

Point Transfer Options
Cathay Pacific

2:1.5 75% value retained

Point Transfer Options
Etihad Guest

1:1 109% value retained

Point Transfer Options
Flying Blue and Air France

1:1 109% value retained

Point Transfer Options
Qantas Frequent Flyer

1:1 118% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 118% value retained

Point Transfer Options
Turkish Airways

1:1 109% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 136% value retained

Point Transfer Options
Wyndham Rewards

1:1 109% value retained

Why You Might Want This Card

Capital One's Best Personal Card

This card is just plain simple. Your points add up fast because you earn 2x points on everything you buy -- with no specific spending categories. Just buy, earn and repeat. When you're reserving hotel rooms, make sure to book through (Hotels.com/Venture) and earn 10x points. Something we tell our friends who have this card: before booking hotel stays, sign up for (Hotels.com Rewards Loyalty Program) then book through (Hotels.com/venture). You'll get 10x miles on your total, plus 10% back on each booking for being a Hotels.com member. Erase your travel expenses with the touch of a key. It's really that simple. Fly any airline, stay in any hotel, any day of any year. Or, if you prefer bargain hunting, you also have the option to transfer your points to one of 14 airline partners and play the points game. You can find just the right reward flight and squeeze a little more value out of your miles.

Check out our Capital One Miles page for more details on how to best use Capital One Points.

Bottom Line

Let's do a little math: 60,000 miles sign up bonus; no foreign fee; $85 TSA or $100 Global Entry application credit; 2x miles on every purchase; and 10x miles on hotels. It looks like you're coming out way ahead! Add in the secondary car rental insurance, extended warranty protection, and luggage and travel insurance -- it all adds up to a decent card. Is it your best option, however? There are more than a handful of Chase and Amex personal cards we'd recommend higher. Make sure you've really thought about other cards that might fit you better.

Application Rules

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

May 24, 2022
Capital One Venture Reward
Venture Capital One New Sign Up Bonus

Capital One Venture Card now offering 75,000 sign up bonus after spending $4000 in 3 months + 2x unlimited miles on ever dollar earned. This card does have a $95 annual fee.

April 20, 2021
Capital One Miles
Capital One Making its Mark

1. New all time high limited welcome offer on the Venture Rewards card of 100,000 miles after spending $20,000 in the first 12 months.

2. A revamp in enhanced transfer rates (1:1) with 7 existing partners (Avianca, Etihad, Asia Miles, AeroMexico, Finnair, Qantas & Wyndham Rewards

3. 4 New transferring partners added to the family Air Portugal, Choice Hotels, British Airways & Turkish Airlines)

4. Two New Luxurious Lounges coming to DFW - Dallas/Fort Worth & IAD - Washington Dulles.

April 1, 2021
Capital One Miles
Capital One New Sign Up Offer & New Portal

New Sign-Up offer on the Capital One Venture Card, get 100,000 miles after a $20,000 spend within the first 12 months. Miles are coming at the perfect time with the new partnership between Capital Once & Hopper giving travelers access to Capital One Travel Portal with easy earning & redemption of all those rewards. Maybe a good time to re-examine, what's in your wallet?

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