Award System

Chase Ultimate Rewards

Chase Ultimate Rewards »

Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.935.9935

Breaking Points

March 6, 2023
JetBlue Plus
Mini Points - March 2023

- JetBlue Plus Card - Limited time offer - Barclay Bank - earn 60,000 points after spending $1000 in 3 months, $99/annual fee.

- Venture One Card - Limited time offer - Capital One Bank - earn 40,000 miles after spending $1000 in 3 months, $0/annual fee.

- Alaska Airlines Business Card - Limited time offer - Bank of America - earn 70,000 miles after spending $4000 in 3 months, $70/annual fee.

- Marriott Bonvoy Business Card - Limited time offer - American Express - earn 125,000 points after spending $5000 in 3 months, $125/annual fee.

- Chase Freedom / Chase Freedom Flex cardholders Q2 2023 - Activation is now open - Amazon & Lowes.

- Discover It - cash back Categories are Live - April - June Restaurants & Wholesale Clubs.

December 15, 2022
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Mini Points - December 2022

- Activation is now open for Chase Freedom & Chase Freedom Flex Cardholders, for Q1 running 1/01/2023 - 3/31/2023.

- Discover has released it's Cash Back calendar for quarterly categories.

- Southwest is offering an extension for expiring Companion Passes or refund flights that experienced disrupted holiday travel from 12/24/22 - 1/2/23.


June 16, 2022
Chase Freedom Card
5% Categories Open for Q3 on Freedom Cards

Don't forget to activate your 5% back earnings on Chases Freedom Cards. The new quarter just opened up and it's the perfect time to earn while you spend on everyday summer fun like gas, movie tickets, car rentals and more.

March 8, 2022
American Airlines Miles
Mini Points - March 2022

- AAdvantage loyalty program is getting a face-lift.

- Barclay is bringing back it's AAdvantage Aviator Business Mastercard. Get this great sign up offer now, 70,000 miles after spending only $1000.

- Chase Freedom Cards Q2 5% categories now open (Amazon.com & streaming services),activate here.

- Keep up with Discover it Cash back 5% quarterly calendar, changing to second quarter starting April 1, 2022.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
20,000 $500 1.6 ¢ $253 $0 $581
Best Value Differentiating Perks Rules
Cash Back, Ultimate Rewards: Southwest, United & Hyatt transfers. 5X points back on quarterly rotating categories,5X on travel,3x on drug store and 3x on dining.Combine points with a Sapphire Reserve Card for more value. 24 from Bonus , 5/24 , Chase 2/30 , Chase 4/6
Card Type: Personal

Spend Categories

All Other - »

1X points
1.6¢ Per Dollar Spent

Department Stores = »

5X points
8¢ Per Dollar Spent

Hotels = »

5X points
8¢ Per Dollar Spent

Restaurants + »

5X points
8¢ Per Dollar Spent

Travel + »

5X points
8¢ Per Dollar Spent

Drug Stores = »

3X points
4.8¢ Per Dollar Spent

Card Benefits

Cell Phone Protection »
your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.(Maximum of 2 claims)
Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Travel Insurance »
Trip cancellation insurance up to $1,500 per person and $6,000 per trip.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Roadside Assistance »
A flat $59.95 charge for towing up to 5 miles, tire changing, jump starting, locksmith service, fuel delivery and standard winching; cardholder will be charged for any additional services or goods provided.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Extended Warranty »
This card extends the manufacturer's warranty by 1 additional year on warranties of 3 years or less, up to $10,000 per claim, max $50,000 per account.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends No

Travel Partner Transfers

Chase Ultimate Rewards Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 88% value retained

Point Transfer Options
British Airway Executive Avios

1:1 75% value retained

Point Transfer Options
Cash in Cents

1:1 63% value retained

Point Transfer Options
Flying Blue and Air France

1:1 75% value retained

Point Transfer Options
IHG Rewards

1:1 38% value retained

Point Transfer Options
jetBlue trueBlue

1:1 75% value retained

Point Transfer Options
Marriott Bonvoy

1:1 44% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 81% value retained

Point Transfer Options
Southwest Rapid Rewards

1:1 88% value retained

Point Transfer Options
United MileagePlus

1:1 94% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 94% value retained

Point Transfer Options
World of Hyatt

1:1 100% value retained

Why You Might Want This Card

This is a card worth getting if you are either (i) just getting started in the hobby, or (ii) have gotten a bunch of other Chase cards and now you need a card to get more Chase Ultimate Rewards. You'll have to put in some work to collect points. That's because the nicest feature of this card is a 5x multiplier on rotating categories. But a little bit of effort can get you a decent haul of Ultimate Rewards (the most valuable and flexible points for travel).

Bottom Line

Application Rules

If you've received a bonus from this card within the last 24 month, you are not eligible for another bonus.

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

Breaking Points

March 6, 2023
JetBlue Plus
Mini Points - March 2023

- JetBlue Plus Card - Limited time offer - Barclay Bank - earn 60,000 points after spending $1000 in 3 months, $99/annual fee.

- Venture One Card - Limited time offer - Capital One Bank - earn 40,000 miles after spending $1000 in 3 months, $0/annual fee.

- Alaska Airlines Business Card - Limited time offer - Bank of America - earn 70,000 miles after spending $4000 in 3 months, $70/annual fee.

- Marriott Bonvoy Business Card - Limited time offer - American Express - earn 125,000 points after spending $5000 in 3 months, $125/annual fee.

- Chase Freedom / Chase Freedom Flex cardholders Q2 2023 - Activation is now open - Amazon & Lowes.

- Discover It - cash back Categories are Live - April - June Restaurants & Wholesale Clubs.

December 15, 2022
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Mini Points - December 2022

- Activation is now open for Chase Freedom & Chase Freedom Flex Cardholders, for Q1 running 1/01/2023 - 3/31/2023.

- Discover has released it's Cash Back calendar for quarterly categories.

- Southwest is offering an extension for expiring Companion Passes or refund flights that experienced disrupted holiday travel from 12/24/22 - 1/2/23.


June 16, 2022
Chase Freedom Card
5% Categories Open for Q3 on Freedom Cards

Don't forget to activate your 5% back earnings on Chases Freedom Cards. The new quarter just opened up and it's the perfect time to earn while you spend on everyday summer fun like gas, movie tickets, car rentals and more.

March 8, 2022
American Airlines Miles
Mini Points - March 2022

- AAdvantage loyalty program is getting a face-lift.

- Barclay is bringing back it's AAdvantage Aviator Business Mastercard. Get this great sign up offer now, 70,000 miles after spending only $1000.

- Chase Freedom Cards Q2 5% categories now open (Amazon.com & streaming services),activate here.

- Keep up with Discover it Cash back 5% quarterly calendar, changing to second quarter starting April 1, 2022.

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