Why You Might Want This Card

Great Multipliers Gets You Lots Of Chase Rewards... With No Annual Fee

The sign-up bonus is really nice because you can get the cold, hard cash ($750). Or you can pair your 75,000 points with a Chase card that earns Ultimate Reward Points and actually double the cash value of your sign-up bonus. (Of course, we recommend the latter -- especially if you have either the Sapphire Reserve or Preferred card). The spend category multipliers are the real difference maker on this card. Phone, internet, TV and office supplies give you a whopping 5% back. Since the Ink Business Cash doesn't charge an annual fee, it's a perfect card to put on auto-pay for your phone and cable/internet bills, and then whip it out for your office supply purchases. Easy 5% back in your wallet.

9x on Amazon, Apple and Home Depot

The office supply category in particular can be of value on gift cards purchased from Staples to big retailers like Amazon, Home Depot, and Apple. You will essentially be earning 9 cents back per dollar on your next big purchase from stores not usually found with multipliers even close. Check out our Chase Ultimate Rewards page for more details on how to best use Chase Points. The 0% APR is good for purchases and balance transfers in the first 12 months. But pay everything down or you will get hit hard when the 13th month comes around. Don't carry this card with you abroad because there are better cards for international traveling.

Bottom Line

Since you can turn your cash-back into Ultimate Rewards -- and to get 5x points by using it on purchases like phone, cable/internet and office supplies -- this is a nice no-fee option. It's a no-brainer for the easy sign-up bonus, and the aforementioned spend categories. Your points can be transferred to another Chase card, giving you more purchasing power through the Chase Travel Portal (up to 50% more if you have the Chase Sapphire Reserve card).