Spend Categories
Software and Hardware
You want the most value back for your credit card spends. Since not all points are of equal value, below is a quick reference on dollar value back (not just multipliers) for Software and Hardware spends.
Details
Whether you're shopping for computer software, hardware and cloud computing services for your business or personal use, you can rack up big rewards by using the right credit card at checkout. Some cards offer bonus rewards on these purchases, while others include purchase protection and extended warranties (check out our card Benefits section under purchase protection and extended warranty for more details). Vendors include: CDW, Dell, HP, IBM, Intuit, Lenovo, Microsoft, Newegg, Oracle, Rackspace, Sage Software, Salesforce.com, Symantec and Tiger Direct. The (+) versions of these cards have both solid bonuses and category multipliers. Regular versions include other purchases from smaller vendors with matching merchant codes. The (-) versions have limitations you should be aware of.Our Top Selections for Software and Hardware (+)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
Chase Ink Business Cash If purchased through an office supply store |
5x | 1.6¢ | 8.0¢ | |
American Express Business Gold If it's 1 of the 2 select categories where you spent the most each billing cycle, up to the first $150,000 in combined eligible purchases. |
4x | 1.4¢ | 5.6¢ | |
US Bank Leverage On two highest categories per statement. |
2x | 1.3¢ | 2.6¢ |
Other Cards with Solid Value for Software and Hardware (=)
Multiplier | Point Value | Per $ Spent | ||
---|---|---|---|---|
Chase Ink Business Unlimited 1.5x on all purchases. |
1.5x | 1.6¢ | 2.4¢ | |
American Express Platinum Business purchases of $5,000 or more for up to $2 million in purchases annually |
1.5x | 1.5¢ | 2.3¢ | |
Capital One Spark Cash Plus Business 2% cash back on all purchases |
2x | 1.0¢ | 2.0¢ | |
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |