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Cell Phone Carriers
You want the most value back for your credit card spends. Since not all points are of equal value, below is a quick reference on dollar value back (not just multipliers) for Cell Phone Carriers spends.
Details
This is a common spend category on business cards, but it's also great on the personal side. You'd be hard-pressed to find a U.S. family who doesn't spend $1,000+ in this category every year. Some credit cards offer up to 5% cash back, while others feature perks like cell phone protection (check out our card Benefits section under Cell Phone Protection for more details). If you buy your phone through your carrier, it's an additional built-in discount. The (+) version are the cards we recommend based on multiplier. The (-) versions have limitations you should be aware of. The Chase Ink Preferred is the only card with both a spend multiplier and cell phone insurance. Note, it covers employees only, not family.Top 3 Cards for Cell Phone Carriers
5X | 8.0¢ Per Dollar Spent
Earn 5x on the first $25,000 spent on office supply stores, internet, cable, and phone services combined every year
3X | 4.8¢ Per Dollar Spent
For up to $150,000 in purchases annually between travel, shipping, internet, cable, phone & internet advertising.
4X | 2.8¢ Per Dollar Spent
Purchases directly from U.S. service providers.
Our Top Selections for Cell Phone Carriers (+)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
 |
Chase Ink Business Cash Earn 5x on the first $25,000 spent on office supply stores, internet, cable, and phone services combined every year |
5x | 1.6¢ | 8.0¢ |
 |
Chase Ink Business Preferred For up to $150,000 in purchases annually between travel, shipping, internet, cable, phone & internet advertising. |
3x | 1.6¢ | 4.8¢ |
 |
Marriott Bonvoy Business Purchases directly from U.S. service providers. |
4x | 0.7¢ | 2.8¢ |
Other Cards with Solid Value for Cell Phone Carriers (=)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
 |
CitiBiz AAdvantage Platinum Select Includes merchants that sell telecom equipment & telecom services providers. |
2x | 1.4¢ | 2.8¢ |
 |
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |
 |
Amazon Business Amex purchased directly from U.S. service providers |
2x | 0.7¢ | 1.4¢ |
Cards Offering Some Value for Cell Phone Carriers with Limitations (-)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
 |
US Bank CashPlus Visa If selected as one of two 5x categories quarterly. |
5x | 1.0¢ | 5.0¢ |
 |
US Bank Leverage On two highest categories per statement. |
2x | 1.3¢ | 2.6¢ |