Spend Categories

Wholesale Clubs

You want the most value back for your credit card spends. Since not all points are of equal value, below is a quick reference on dollar value back (not just multipliers) for Wholesale Clubs spends.

Details

Wholesale clubs like BJ’s, Costco and Sam’s Club are a great way to save money on everything from groceries to clothing to electronics. But some credit cards don't consider these places grocery stores or supermarkets, meaning you could be missing out on rewards. The cards below feature multipliers and bonuses on wholesale club purchases. The (+) version are the cards with the best multipliers and signup bonuses. The (-) versions have limitations you should be aware of.

Only Show Cards I Own

Our Top Selections for Wholesale Clubs (+)

	Multiplier	Point Value	Per $ Spent
Chase Freedom Unlimited 1.5x on all purchases.	1.5x	1.6¢	2.4¢
Chase Ink Business Unlimited 1.5x on all purchases.	1.5x	1.6¢	2.4¢
Costco Anywhere Visa On purchases from Costco & Costco.com	2x	1.0¢	2.0¢

Other Cards with Solid Value for Wholesale Clubs (=)

	Multiplier	Point Value	Per $ Spent
Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only	3x	1.0¢	3.0¢
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off	2x	1.0¢	2.0¢
Capital One Spark Cash Plus Business 2% cash back on all purchases	2x	1.0¢	2.0¢
Bank of America Travel Rewards 1.5 back on all purchases.	1.5x	1.0¢	1.5¢