Capital One Spark Cash Plus Business
Apply now Award System
Bank
Reconsideration Phone
800.867.0904
Breaking Points
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 50,000 | $5,000 | 1.0 ¢ | $0 | $150 | $400 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Cash Back | 2% Cash Back every purchase. | 5/24 |
Spend Categories
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
2X points
2¢ Per Dollar Spent
Card Benefits
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle for 15 days. Any international rentals are covered by primary insurance when using this card.
Travel Accident Insurance up to $250,000 for death or dismemberment caused by travel companies and lost luggage insurance up to $3,000 per person
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You're covered on items lost or stolen within 90 days, up to $10,000 per claim, and $50,000 per cardholder.
You can double the warranty up to 1 additional year on eligible purchases with warranties of 3 years or less.
Point Transfer Options
Transfer To Spouse/Partner Yes
Transfer To Friends Yes
Travel Partner Transfers
Outside Point System Cash in Cents
Transfers In From
1:1 71% value retained
1:1 100% value retained
1:1 91% value retained
1:1 63% value retained
1:1 77% value retained
1:1 67% value retained
Why You Might Want This Card
Bottom Line
Application Rules
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
