Award System

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Bank

Capital One

Bank Details »

Reconsideration Phone
800.227.4825

Breaking Points

April 15, 2021
Capital One Savor One Rewards
Mini Points, April 2021

- Permanent Increased Cash Back offers on 2 Capital One Cards. The Savor Card now has unlimited 4% cash back on popular categories & the SavorOne Card offering 3% cash back.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
30,000 $3,000 1.0 ¢ $20 $95 $255
Best Value Differentiating Perks Rules
Cash Back 4% Cash Back Dining & Entertainment, 3% Grocery, $300 Cash Bonus. 5/24
Most Recent Special Offer: 50,000 Bonus Points for $3,000 spend ended May 2019
Card Type: Personal, Cash

Spend Categories

All Other - »

1X points
1¢ Per Dollar Spent

Entertainment and Streaming + »

4X points
4¢ Per Dollar Spent

Grocery Stores = »

3X points
3¢ Per Dollar Spent

Restaurants = »

4X points
4¢ Per Dollar Spent

Card Benefits

Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle for 15 days. Any international rentals are covered by primary insurance when using this card.
No Foreign Transaction Fees »
With 4x on Entertainment and Restaurants.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Roadside Assistance »
Call 1-800-847-2869; a flat $69.95 charge for towing up to 5 miles, tire changing, jump starting, locksmith service, fuel delivery and standard winching; cardholder will be charged for any additional services or goods provided.
Extended Warranty »
You can double the warranty up to 1 additional year on eligible purchases with warranties of 3 years or less.
Price Protection »
If you find a lower price within 120 days of purchase, you can be reimbursed for the difference.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System Cash in Cents

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 71% value retained

Point Transfer Options
Barclay Miles

1:1 100% value retained

Point Transfer Options
Capital One Miles

1:1 91% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 63% value retained

Point Transfer Options
US Bank Flex Perks

1:1 77% value retained

Point Transfer Options
Wells Fargo Go Far Rewards

1:1 67% value retained

Why You Might Want This Card

For "Dinner And Movie Night" Enthusiasts

Love going out? This might be the card for you. You'll get unlimited 4% back on dining and entertainment purchases. And that can add up quickly depending on your social life. You'll also get 2% back at grocery stores and 1% everywhere else. Plus receive a $300 cash bonus after spending $3,000 in the first 3 months of opening your account. Other perks include no foreign transaction fees, concierge services, secondary car rental insurance, purchase protection and extended warranty. Check in occasionally to see what other little things your card includes. A few examples: premium experiences in dining and entertainment, credit for Postmates membership, or extra cash back at Vivid Seats. There is an annual fee of $95 after the first year with this card. But if you're not a homebody, then this card more than pays for itself.

Check out our Capital One Miles page for more details on how to best use Capital One Points.

Bottom Line

It's really hard to recommend this card -- unless you're a points novice who does a lot of "dining out with a movie" dates. The 4% on entertainment is great. But the skimpy 30,000 point bonus, and lack of any noteworthy perks, makes this Capital One card the runt of the Capital One family.

Application Rules

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

April 15, 2021
Capital One Savor One Rewards
Mini Points, April 2021

- Permanent Increased Cash Back offers on 2 Capital One Cards. The Savor Card now has unlimited 4% cash back on popular categories & the SavorOne Card offering 3% cash back.

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