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Fitness MembershipsSpend Categories
Fitness Memberships
You want the most value back for your credit card spends. Since not all points are of equal value, below is a quick reference on dollar value back (not just multipliers) for Fitness Memberships spends.
Details
Most folks who are gym or fitness club members, pay membership fees on their credit card -- mostly via auto renew every month. If that describes you, there are a few cards that will let you roll up some easy points. Unfortunately, they usually come in the form of quarterly multipliers. The (+) version are the cards we recommend based on multiplier. The (-) versions have limitations you should be aware of.Top 3 Cards for Fitness Memberships
5X | 5.0¢ Per Dollar Spent
If selected as one of two 5x categories quarterly.
2X | 3.2¢ Per Dollar Spent
Earn 2 points per $1 spent at fitness club and/or gym memberships.
2X | 3.2¢ Per Dollar Spent
Earn 2 points per $1 spent at fitness club and/or gym memberships.
Our Top Selections for Fitness Memberships (+)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
 |
US Bank CashPlus Visa If selected as one of two 5x categories quarterly. |
5x | 1.0¢ | 5.0¢ |
 |
World Of Hyatt Business card Earn 2 points per $1 spent at fitness club and/or gym memberships. |
2x | 1.6¢ | 3.2¢ |
 |
World Of Hyatt Card Earn 2 points per $1 spent at fitness club and/or gym memberships. |
2x | 1.6¢ | 3.2¢ |
Other Cards with Solid Value for Fitness Memberships (=)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
 |
US Bank Leverage On two highest categories per statement. |
2x | 1.3¢ | 2.6¢ |
 |
Chase Freedom Unlimited | 1.5x | 1.6¢ | 2.4¢ |
 |
Capital One Spark Cash Plus Business 2% cash back on all purchases |
2x | 1.0¢ | 2.0¢ |
 |
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |