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Digital Wallet
You want the most value back for your credit card spends. Since not all points are of equal value, below is a quick reference on dollar value back (not just multipliers) for Digital Wallet spends.
Details
Your cell phone probably features a mobile wallet, giving you the ability to pay digitally. This includes Apple Pay®, Google Pay™ and Samsung Pay -- plus specific credit card apps like Chase Pay or Masterpass. Many cards are now offering sign-up bonuses and rewards for these digital purchases.Top 3 Cards for Digital Wallet
3X | 3.9¢ Per Dollar Spent
Eligible mobile wallets are Apple Pay, Google Pay, Samsung Pay and Microsoft Wallet.
3X | 3.0¢ Per Dollar Spent
1.5x back on statement plus 1.5x matching at the end of year one only
2X | 2.0¢ Per Dollar Spent
All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off
Our Top Selections for Digital Wallet (+)
| Multiplier | Point Value | Per $ Spent | ||
|---|---|---|---|---|
 |
US Bank Altitude Reserve Eligible mobile wallets are Apple Pay, Google Pay, Samsung Pay and Microsoft Wallet. |
3x | 1.3¢ | 3.9¢ |
 |
Discover It Miles 1.5x back on statement plus 1.5x matching at the end of year one only |
3x | 1.0¢ | 3.0¢ |
 |
Citi Double Cash All purchases, earn 1% cash back when you make a purchase and 1% when you pay it off |
2x | 1.0¢ | 2.0¢ |