- Chase Sapphire Reserve and Sapphire Preferred cardholders can earn 10x points on dining through June 30th 2021. See links for details.
- Amex has a new cell phone protection benefit on their premium
cards beginning April 1st.
- The $325 travel credit can now be used on dining on the US Bank Altitude Reserve Card.
Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
---|---|---|---|---|---|
50,000 | $4,500 | 1.3 ¢ | $-249 | $75 | $384 |
Best Value | Differentiating Perks | Rules |
---|---|---|
US Bank Travel Portal | $325 Annual Travel Credit & Dining, 1.5 Points Redemption through U.S. Bank Rewards Center portal | 5/24 , Citi 6/6 |
Spend Categories
1X points
1.3¢ Per Dollar Spent
5X points
6.5¢ Per Dollar Spent
3X points
3.9¢ Per Dollar Spent
3X points
3.9¢ Per Dollar Spent
Card Benefits
Get a $325 annual travel + dining credit ,travel purchases include airline tickets, hotels and car rentals and dining purchases include dining-in and take-out.
Get 12-month Priority Pass™ Select membership to more than 1,200 VIP lounges worldwide.
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Trip cancellation insurance up to $2,000 per trip; trip delay reimbursement up to $500 per ticket; lost luggage reimbursement; travel accident insurance.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Protect your credit card purchases in case they're damaged or stolen within 90 days of the purchase date.
Get double the time period of the original manufacturer’s written U.S. warranty up to 1 additional year on warranties of 3 years or less – up to a max of $10,000 per claim.
Why You Might Want This Card
For U.S Bank Customers Only
This is a great travel card, but it's exclusive to U.S. Bank Customers. This card was designed for frequent travelers. The sign-on bonus is hefty (50,000 points after spending $4,500 within the first 90 days), the perks are extensive, and the points are easy to accumulate.
Bottom Line
If you are U.S. Bank member, this card is a no brainer. If you aren't, don't bother applying. The annual fee is $400. But that's quickly docked by the $325 statement credit toward travel & dining purchases. You also get $100 toward the application fee for Global Entry or TSA Pre-Check. So if you are one of the lucky ones who already belongs to U.S. Bank, you need this card -- especially thanks to the 3 points per dollar every time you use your mobile wallet and redeeming points at 1.5 cents each through the U.S. Bank Rewards Center portal.
Application Rules
What to Know Before Canceling
Be sure you have used your Flex Perks or have another card that will support them.
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Breaking Points
Mini Points, March 2021
- Chase Sapphire Reserve and Sapphire Preferred cardholders can earn 10x points on dining through June 30th 2021. See links for details.
- Amex has a new cell phone protection benefit on their premium
cards beginning April 1st.
- The $325 travel credit can now be used on dining on the US Bank Altitude Reserve Card.