Citi 6/6

Understanding the Citi 6/6 rule:

This rule is primarily for Citi approvals, but it can also impact U.S. Bank card approvals, as well. It's also a rule that's not completely trackable by the Points Navigator, as other inquiries such as a car loan, home loan, and even declined credit card applications will apply. The best way to check is look at a credit service like Credit Karma to see how many hard inquiries you've had in the last 6 months.

About Approval Rules

Collecting credit card points is largely driven by understanding and abiding by bank rules regarding approval (or disapproval) of cards.  So here’s what you need to know:

• Approval rules are rarely fully publicized by the banks
• We use our own research and data points from other users in creating the rules listing
• Our goal in sharing/using the rule listings is to provide you guidance to avoid getting declined
• There can sometimes be exceptions to the rules, but we try to take a more cautious approach in advising you.