Award System

World of Hyatt

World of Hyatt »

Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.935.9935

Breaking Points

August 17, 2021
JP Morgan Chase
Mini Points - September 2021

- Chase World of Hyatt card offering new cardholders 2 elite-night credits for each qualifying night between 8/16/21-12/31/21, but you must apply by September 30, 2021.

- Chase Freedom & Flex 5% Cash back categories now open for Q4 - activate now.


January 29, 2021
World Of Hyatt Card
World of Hyatt - Double Your Sign Up Bonus

New Cardmembers can take advantage of the normal 30,000 World of Hyatt point sign up offer after spending $3000 in 3 months. PLUS 30,000 MORE points after spending $15,000 in the first 6 months. That's 2 bonus points on every $1 spent.

November 25, 2020
World Of Hyatt Card
Legacy Hyatt Card Auto-converting to WOH card

On January 11th all legacy cardholders will automatically be updated to the newer card. If your annual fee is before August, you'll still only pay $75, thereafter all annual fees will be $95. Some of our writers are electing to cancel theirs prior and then apply for the new one to receive a new bonus, which based on the age of the card would be beyond 24 month bonus rule.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
36,000 $3,000 1.6 ¢ $176 $95 $705
Best Value Differentiating Perks Rules
Hyatt Hotel Stays, All Inclusives Discoverist Status, 1 free night per year, 9x points toward Hyatt hotel purchases Hyatt 1/24 , 5/24 , Chase 2/30 , Chase 4/6
Card Type: Personal, Hotel

Spend Categories

Airfare = »

2X points
3.2¢ Per Dollar Spent

All Other = »

1X points
1.6¢ Per Dollar Spent

Hotels + »

9X points
14.4¢ Per Dollar Spent

Restaurants = »

2X points
3.2¢ Per Dollar Spent

Transit and Delivery = »

2X points
3.2¢ Per Dollar Spent

Fitness Memberships + »

2X points
3.2¢ Per Dollar Spent

Card Benefits

Free Room Annually »
You get category 1-4 free night certificate on your account anniversary every year.
Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Travel Insurance »
Trip cancellation insurance up to $5,000 per trip; trip delay reimbursement up to $500 per ticket; travel accident insurance up to $500,000; lost luggage insurance up to $3,000; baggage delay insurance up to $100 per day for 5 days
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Hotel Perks »
Automatic Discoverist status includes: priority check-in, room upgrades (within same category), free breakfast, Wi-Fi & late checkout.
Purchase Protection »
You're covered for up to 120 days in case of damage or theft (max $500 per claim).

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System World of Hyatt

Transfers Out To
Point Transfer Options
American Airlines Miles

5:2.5 44% value retained

Point Transfer Options
British Airway Executive Avios

5:2 30% value retained

Point Transfer Options
Cathay Pacific

5:2 28% value retained

Point Transfer Options
Delta SkyMiles

5:2 30% value retained

Point Transfer Options
Etihad Guest

5:2 30% value retained

Point Transfer Options
Flying Blue and Air France

5:2 30% value retained

Point Transfer Options
Singapore KrisFlyer

5:2 33% value retained

Point Transfer Options
Southwest Rapid Rewards

5:2 35% value retained

Point Transfer Options
United MileagePlus

5:2 38% value retained

Point Transfer Options
Virgin Atlantic Flying Club

5:2 38% value retained

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 100% value retained

Why You Might Want This Card

The Card For All Inclusive Resort Experience

It's no secret that Hyatt has some of the best all-inclusive resort options, making this card super popular with the sign-up bonus, not to mention you'll get 9x points on Hyatt purchases, plus 2x on dining and airfare. If you've never experienced an all-inclusive weekend away -- that didn't actually cost you anything -- you're in for a treat. You almost feel like you're stealing. Ahhh, the joys of points and miles.

This card also puts you on the Hyatt status map level immediately (as a Discoverist). That means early check in, late check out, free room upgrades, complimentary breakfast and waived resort fees, to name a few. An added bonus? This card gets you a free annual night. The $3,000 spend to get 36,000 sign-up points doesn't look great at first glance -- but consider that you can get a room for as low as 5,000 points per night.

Bottom Line

This card is a blue chip option for folks who love the Hyatt brand -- and who want their points to stretch far. The Hyatt card will count toward Chase's 5/24 rule, so if you're maxed out there, don't apply. But if you qualify for another Chase card -- and you love Hyatt -- this is a super valuable card. The sign-up bonus and the perks far outweigh the annual $95 fee. And the Discoverist status remains yours as long as you have the card.

Application Rules

You'll be declined if you are a current cardholder, or if you've received a card signup BONUS in last 24 months

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

August 17, 2021
JP Morgan Chase
Mini Points - September 2021

- Chase World of Hyatt card offering new cardholders 2 elite-night credits for each qualifying night between 8/16/21-12/31/21, but you must apply by September 30, 2021.

- Chase Freedom & Flex 5% Cash back categories now open for Q4 - activate now.


January 29, 2021
World Of Hyatt Card
World of Hyatt - Double Your Sign Up Bonus

New Cardmembers can take advantage of the normal 30,000 World of Hyatt point sign up offer after spending $3000 in 3 months. PLUS 30,000 MORE points after spending $15,000 in the first 6 months. That's 2 bonus points on every $1 spent.

November 25, 2020
World Of Hyatt Card
Legacy Hyatt Card Auto-converting to WOH card

On January 11th all legacy cardholders will automatically be updated to the newer card. If your annual fee is before August, you'll still only pay $75, thereafter all annual fees will be $95. Some of our writers are electing to cancel theirs prior and then apply for the new one to receive a new bonus, which based on the age of the card would be beyond 24 month bonus rule.

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