| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 0 | $0 | 0.7 ¢ | $200 | $0 | $200 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Amazon Purchases | 5% back on Amazon & at Whole Foods | No CR , No 2nd Biz , Amex 3/90 , No 5/24 , Amex 1/10 |
Card Type:
Personal
Spend Categories
All Other - »
1X points
0.7¢ Per Dollar Spent
Department Stores - »
5X points
3.5¢ Per Dollar Spent
Gas Stations = »
2X points
1.4¢ Per Dollar Spent
Grocery Stores - »
5X points
3.5¢ Per Dollar Spent
Restaurants = »
2X points
1.4¢ Per Dollar Spent
Cell Phone Carriers = »
2X points
1.4¢ Per Dollar Spent
Card Benefits
Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Using this card gives you secondary car rental insurance coverage up to $50,000 in collision damage and theft per incident.
Travel Insurance »
Lost luggage insurance up to $3,000 per person and trip delay protection up to $300.
Lost luggage insurance up to $3,000 per person and trip delay protection up to $300.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States
Roadside Assistance »
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
A complimentary 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. Cardholder will be charged for any services or goods provided.
Purchase Protection »
You're covered up to 90 days, up to $10,000 per claim and up to $50,000 per year.
You're covered up to 90 days, up to $10,000 per claim and up to $50,000 per year.
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.
Why You Might Want This Card
Bottom Line
Application Rules
This business card will not show on your personal credit report, so it won't count against your 5/24 status
You might not be allowed to get a second card for a separate business (EIN)
You'll be declined if you apply for a fourth Amex card in 90 days
Card approval not subject to 5-personal-cards-in-24-months rule
Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)
Ranking of Cards Offering Other Point System
Breaking Points
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