Award System

IHG Rewards

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Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.935.9935

Breaking Points

February 13, 2024
American Express
Mini Points - February 2024

- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.

- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.

- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.

- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.

- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.

- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.

- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.


November 22, 2023
IHG Rewards Club Premier
IHG Limited Time Offer Expires 12/4/23

Awesome Limited Time offer on the IHG Premier card. Get 175,000 Bonus Points after spending $8000 in 6 months. 100,000 Points after spending $3000 in 3 months and another 75,000 Bonus Points after spending $8000 total in the first 6 months of opening the account.
Hurry up - Deal ends December 4, 2023!!!

July 3, 2023
IHG Rewards Club Premier
IHG Premier Chase Credit Card - Special Offer

IHG Premier Chase Credit Card has a sign up bonus of 140,000 Points PLUS up to $100 Statement Credit. Spend $3000 in the first 3 months to earn your points and spend money on purchases at IHG Hotels & Resorts during the first 12 months and earn up to $100 Statement Credit.

$99 Annual fee.

This is only for new cardmembers so make sure you qualify if you've had this card in the past.

January 30, 2023
IHG Rewards Club Premier
Now is the Time to get your IHG card

IHG has the best offer yet of 175,000 points after spending $3000 in the first 3 months. The IHG Rewards Premier Credit Card has a $99 annual fee that is not waived. This is the highest sign up bonus we have ever seen for IHG cards.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
140,000 $3,000 0.6 ¢ $151 $99 $910
Best Value Differentiating Perks Rules
IHG Hotels Platinum Elite status, Anniversary Free Night, 4th Reward Night Free 5/24 , Chase 2/30 , Chase 4/6
Most Recent Special Offer: 165,000 Bonus Points for $8,000 spend ended Apr 2024
Card Type: Personal, Hotel

Spend Categories

All Other = »

3X points
1.8¢ Per Dollar Spent

Gas Stations = »

5X points
3¢ Per Dollar Spent

Hotels + »

25X points
15¢ Per Dollar Spent

Restaurants = »

5X points
3¢ Per Dollar Spent

Travel = »

5X points
3¢ Per Dollar Spent

Card Benefits

Free Room Annually »
You get 1 standard room night free. You're responsible for all incidental charges, such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle.
Travel Insurance »
Travel accident insurance up to $500,000; lost luggage insurance up to $3,000 per person; trip cancellation insurance up to $5,000 per person; baggage delay insurance up to $100 per day for 5 days
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Hotel Perks »
Automatic Platinum status includes: priority check-in, late checkout, free internet & complimentary room upgrades (not available during reward stays). Fourth night free on award stays.
Purchase Protection »
You're protected for 120 days from the date of purchase, up to $10,000 per claim, and $50,000 per account.
Extended Warranty »
Get up to 1 additional year on warranties of 3 years or less, up to $10,000 per purchase.
Price Protection »
$500 per item and $2,500 per year when a lower price is found within 90 days of the purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System IHG Rewards

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

5:1 47% value retained

Point Transfer Options
Alaska Airlines Mileage Plan

5:1 43% value retained

Point Transfer Options
American Airlines Miles

5:1 47% value retained

Point Transfer Options
Avianca LifeMiles

5:1 50% value retained

Point Transfer Options
British Airway Executive Avios

5:1 40% value retained

Point Transfer Options
Delta SkyMiles

5:1 40% value retained

Point Transfer Options
Etihad Guest

5:1 40% value retained

Point Transfer Options
Flying Blue and Air France

5:1 40% value retained

Point Transfer Options
jetBlue trueBlue

5:1 40% value retained

Point Transfer Options
Lufthansa Miles and More

5:1 47% value retained

Point Transfer Options
Singapore KrisFlyer

5:1 43% value retained

Point Transfer Options
Turkish Airways

5:1 40% value retained

Point Transfer Options
Virgin Atlantic Flying Club

5:1 50% value retained

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 38% value retained

Why You Might Want This Card

Earning For Free Nights

If you map it out right, your next long weekend away can be free just from this one card. With a nice sign-up bonus, finding 3 nights in the 25,000-point range is realistic. Then add on the 4th night free perk when you book with your points. As long as you book the entire stay with points -- and you have enough points for the whole time -- you won’t actually be paying for the free night. This card also gets you complimentary Platinum Elite status, plus a free anniversary night. And when you do a price check, you'll find that a 40,000-point night is worth at least your annual $89. So this is a great card to keep around for the long haul.

Bottom Line

The IHG Premier card has some easy-to-use perks right from the start. With the sign-up bonus, the 4th night free, Platinum Elite status and the fact that there are 5,000+ IHG brand hotels globally, this is a great card if you stay often at IHG properties. It does count against Chase's 5/24 rule, though, so make sure you'll take full advantage of the benefits before getting this card.

Application Rules

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

The annual free room offsets the annual fee. You won't lose your IHG points if you do cancel the card though (perhaps because you are eligible for another bonus).

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Breaking Points

February 13, 2024
American Express
Mini Points - February 2024

- IHG Mastercard, earn 165,000 points after spending $3000 in the first 3 months, $99 annual fee.

- Delta Platinum Amex Business, 100,000 points after spending $8000 in the first 6 months, $350 annual fee.

- Delta Gold Amex Business, 80,000 points after spending $6000 in the first 6 months, $0 annual fee, then $150 after first year.

- Delta Reserve Amex Business, 110,000 points after spending $12,000 in the first 6 months, $650 annual fee.

- Delta Platinum Amex, 90,000 points after spending $4000 in the first 6 months, $350 annual fee.

- Delta Gold Amex, 70,000 points after spending $3000 in the first 6 months, $150 annual fee.

- Delta Reserve Amex, 100,000 points after spending $6000 in the first 6 months, $650 annual fee.


November 22, 2023
IHG Rewards Club Premier
IHG Limited Time Offer Expires 12/4/23

Awesome Limited Time offer on the IHG Premier card. Get 175,000 Bonus Points after spending $8000 in 6 months. 100,000 Points after spending $3000 in 3 months and another 75,000 Bonus Points after spending $8000 total in the first 6 months of opening the account.
Hurry up - Deal ends December 4, 2023!!!

July 3, 2023
IHG Rewards Club Premier
IHG Premier Chase Credit Card - Special Offer

IHG Premier Chase Credit Card has a sign up bonus of 140,000 Points PLUS up to $100 Statement Credit. Spend $3000 in the first 3 months to earn your points and spend money on purchases at IHG Hotels & Resorts during the first 12 months and earn up to $100 Statement Credit.

$99 Annual fee.

This is only for new cardmembers so make sure you qualify if you've had this card in the past.

January 30, 2023
IHG Rewards Club Premier
Now is the Time to get your IHG card

IHG has the best offer yet of 175,000 points after spending $3000 in the first 3 months. The IHG Rewards Premier Credit Card has a $99 annual fee that is not waived. This is the highest sign up bonus we have ever seen for IHG cards.

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