Award System

United MileagePlus

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JP Morgan Chase

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Reconsideration Phone
800.453.9719

Breaking Points

October 11, 2023
JP Morgan Chase
United Chase Cards Limited Time Offers

- United Business Card - 75,000 Miles after spending $5000 in 3 months, $99 annual fee.

- United Club Business Card - 75,000 Miles after spending $5000 in 3 months, $450 annual fee, with lot's of extras to off-set the annual fee.

August 11, 2022
United MileagePlus
Spend Big with United Business Cards - Earn Big

2 New Limited Time offers on United Business Cards:

1. United Business MileagePlus Card - Spend $5000 in 3 months for 75,000 points + another 75,000 points after spending $20,000 in 6 months, that would be 150,000 United points in 6 months - $99/annual fee applies.

2. United Club Business MileagePlus Card - Spend $10,000 in 3 months for 100,000 points - $450/annual fee applies.

March 21, 2022
United MileagePlus
New Sign Up offers on 2 United Chase Cards

1. United Club Infinite Card has 120,000 bonus offer after spending $6000 in 3 months with a $525 annual fee.

2. United Club Business Card has 100,000 bonus offer after spending $10,000 in the first 3 months with a $450 annual fee.

April 11, 2021
United MileagePlus
New Sign-Up Offer on United Business Cards

Now you can get 75,000 United miles with 2 different cards. Both the United Business Card & the United Club Business Card are offering limited time sign up offers. Apply for one (or both) cards to start racking up United Miles for the upcoming travel splurge that everyone is anticipating.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
50,000 $5,000 1.5 ¢ $240 $450 $615
Best Value Differentiating Perks Rules
Int. Biz Class United Club Access + Star Alliance lounges, 2 bags free for you & 1 companion No CR , 5/24 , Chase 2/30 , Chase 4/6
Most Recent Special Offer: 75,000 Bonus Points for $5,000 spend ended Apr 2024
Card Type: Business, Airline

Spend Categories

Airfare - »

2X points
3¢ Per Dollar Spent

All Other + »

1.5X points
2.3¢ Per Dollar Spent

Card Benefits

Lounge Access »
Get unlimited access to United Club lounges and Star Alliance when flying United.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Airline Incidentals »
25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights
Car Rental Insurance »
Using this card gives you primary car rental insurance, providing reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
Travel Insurance »
Travel accident insurance up to $500,000; trip cancellation insurance up to $10,000 per person; trip delay reimbursement up to $500 per ticket; lost luggage insurance up to $3,000 per trip; baggage delay insurance up to $100 per day for 3 days.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific. requests.
Roadside Assistance »
Free roadside assistance through Cross Country Motor Club at 1-866-860-7978. Up to $50 maximum for each service event, up to 4 events each year, separated by at least 7 days.
Free Checked Bag »
You and one traveling companion will each receive 2 free checked bags.
Purchase Protection »
Your new purchases are covered for 120 days against damage or theft, up to $10,000 per claim, and $50,000 per year.
Extended Warranty »
Eligible warranties of 3 years or less can be extended up to 1 additional year.
Price Protection »
$500 per item and $2,500 per year when a lower price is found within 90 days of the purchase.

Point Transfer Options

Transfer To Spouse/Partner Yes - $$

Transfer To Friends Yes - $$

Travel Partner Transfers

Outside Point System United MileagePlus

Transfers In From
Point Transfer Options
Chase Ultimate Rewards

1:1 94% value retained

Point Transfer Options
Marriott Bonvoy

3:1.1 79% value retained

Point Transfer Options
World of Hyatt

5:2 38% value retained

Why You Might Want This Card

Fat Fee For United Perks

What makes this card so special (besides the $450 annual fee)? To start, it's a United card and United goes to many unique and exotic places such as Africa, Asia, and the Middle East. And now getting there doesn’t have to be a guessing game. That's because United is a great way to travel abroad. While you’re traveling, it’s important to utilize the unique perks associated with each card. Using the right perk can definitely make your 15-hour travel day more tolerable, if not enjoyable. This particular card gives you annual United Club Passes for two people, priority boarding, and free first checked bag for you and a companion. If you hit an unfortunate roadblock like trip delay or lost luggage, this card also covers you -- along with offering primary car rental coverage for business rentals. Lots of little goodies packed into a business card.

Check out our United Mileage Plus page for more details on United Points.

Bottom Line

United cards offer their best redemption value toward United flights. So, if you aren't likely to choose United as your carrier, you'll probably want to pass on this card because of it's hefty annual fee. For those who don’t really care which airline they fly, this could be an option. Keep in mind the $450 fee is offset by a pair of annual United Club passes -- considering a club pass costs $550. However, if you'll only use the club pass 2-3 times per year, it might not be worth the expense of the annual fee.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

What to Know Before Canceling

United Business Explorer with $99 tax deductible fee is our favorite United card to keep. Unless of course you really use the lounge access and 2 free bags, then this one might be worth the annual fee instead. You don't need this card to keep your Uni

Breaking Points

October 11, 2023
JP Morgan Chase
United Chase Cards Limited Time Offers

- United Business Card - 75,000 Miles after spending $5000 in 3 months, $99 annual fee.

- United Club Business Card - 75,000 Miles after spending $5000 in 3 months, $450 annual fee, with lot's of extras to off-set the annual fee.

August 11, 2022
United MileagePlus
Spend Big with United Business Cards - Earn Big

2 New Limited Time offers on United Business Cards:

1. United Business MileagePlus Card - Spend $5000 in 3 months for 75,000 points + another 75,000 points after spending $20,000 in 6 months, that would be 150,000 United points in 6 months - $99/annual fee applies.

2. United Club Business MileagePlus Card - Spend $10,000 in 3 months for 100,000 points - $450/annual fee applies.

March 21, 2022
United MileagePlus
New Sign Up offers on 2 United Chase Cards

1. United Club Infinite Card has 120,000 bonus offer after spending $6000 in 3 months with a $525 annual fee.

2. United Club Business Card has 100,000 bonus offer after spending $10,000 in the first 3 months with a $450 annual fee.

April 11, 2021
United MileagePlus
New Sign-Up Offer on United Business Cards

Now you can get 75,000 United miles with 2 different cards. Both the United Business Card & the United Club Business Card are offering limited time sign up offers. Apply for one (or both) cards to start racking up United Miles for the upcoming travel splurge that everyone is anticipating.

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